CAD/CHF Interest Rate Differential

The current policy-rate gap between Canadian Dollar and Swiss Franc, and which side of CAD/CHF earns the carry. Updated daily · as of June 18, 2026.

CADCHF differential
+2.25 pp
CAD
2.25%
Canadian Dollar
CHF
0.00%
Swiss Franc

Canadian Dollar carries the higher policy rate, so going long CAD/CHF earns positive carry (swap); the opposite side pays it.

This is the current gap. The market trades the expected differential, which can move CAD/CHF before any rate change lands.

Go deeper

CAD/CHF carry — frequently asked

What is the CAD/CHF interest rate differential?

The CAD/CHF interest rate differential is currently +2.25 pp — the Canadian Dollar policy rate (2.25%) minus the Swiss Franc policy rate (0.00%). Canadian Dollar carries the higher rate, so it tends to attract demand.

Does long CAD/CHF earn or pay swap (carry)?

Going long CAD/CHF earns positive carry, paid as the daily swap (rollover), because that side holds the higher-yielding currency (Canadian Dollar). The opposite side pays the swap. Carry is simply the interest-rate differential turned into a daily cash flow.

Why does the expected CAD/CHF differential matter more than today's?

Markets price the future, not the present. CAD/CHF can move on a widening or narrowing expected differential before any actual rate change, as new data and central-bank guidance shift the expected paths of the Canadian Dollar and Swiss Franc central banks. Today's gap is largely already priced in.

Does the higher-yielding side of CAD/CHF always go up?

No. The rate differential is gravity, not a guarantee. It dominates in calm, risk-on conditions, but in a risk-off shock capital rushes to safe havens regardless of yield, and crowded carry positions can unwind violently.